AI-Based Microfinance ERP
Run group and individual lending across unlimited branches and staff. Collect in the field, track agents live and give every customer a mobile app.
Overview
Microfinance depends on discipline: the right collection from the right customer on the right day. Our Microfinance ERP manages centres, groups, loans, collections and accounts for as many branches and staff as you need, while three mobile apps put customers, field agents and branch staff on the same live system.
Built for: NBFC-MFIs, microfinance institutions, SHG federations and lending companies that collect through field agents.
What is inside the Microfinance ERP
- Unlimited branches, centres and groups
- Customer onboarding and KYC
- Group (JLG / SHG) and individual loans
- Configurable loan products, interest and fees
- Disbursement and repayment schedules
- Daily, weekly and monthly demand sheets
- Collection, receipt and penalty management
- Savings and deposit accounts
- PAR, NPA and overdue monitoring
- Full accounting and ledger
- HR, payroll and incentives
- Audit trail and role-based access
Mobile apps included
Customer Mobile App
Customers view accounts, schedules, receipts and statements, pay online and get reminders on their phone.
Field Agent App with Live Tracking
Agents collect payments, register customers and follow their daily route, while the head office sees every agent's live GPS location.
Staff Attendance Punch-in App
Staff punch in and out from the phone with GPS and selfie verification, so branch attendance is accurate and tamper-proof.
Smarter with built-in AI
- Repayment-risk scoring to flag likely defaulters early
- Smart collection route suggestions for field agents
- Fraud and anomaly detection on collections
- AI assistant for branch managers: “which centres are overdue this week?”
Why choose this system
- Unlimited branches and staff with no per-user surprises
- Real-time visibility of every collection and agent
- Lower overdue through reminders and early warnings
- Transparent customer experience through the app
Microfinance ERP: common questions
Is there really no limit on branches and staff?
Correct. You can add any number of branches, staff and customers to the system.
How does live agent tracking work?
The Field Agent App shares location during working hours, and managers see agents on a live map along with their collections for the day.
Can it work offline in poor network areas?
We design the field app to cope with weak connectivity and sync collections when the network returns. Details are confirmed during your demo.
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ExploreReady to see it working for your business?
Tell us about your business. We will show you a working demo and a clear quote, with no obligation.