AI-Based Nidhi Company ERP
Manage members, deposits and loans across branches. Directors get their own app for approvals, dashboards and alerts.
Overview
A Nidhi company runs on member trust and regulatory discipline. Our Nidhi ERP handles members, share capital, deposits, loans, accounts and branch operations in one system. A dedicated Director App gives the board live visibility and approval power wherever they are.
Built for: Nidhi companies, mutual benefit societies and deposit-taking co-operative style organisations with one or more branches.
What is inside the Nidhi ERP
- Member enrolment, KYC and share capital
- Savings, fixed and recurring deposits
- Loans against deposits, gold and other security
- Interest calculation and maturity processing
- Collections through branch and field agents
- Multi-branch operations and cash control
- Accounting, trial balance and financial statements
- Regulatory ratio and return monitoring
- Agent commission and staff payroll
- Audit trail and role-based access
- Notices and reminders by SMS and WhatsApp
- MIS and board reports
Mobile apps included
Director Mobile App
A special app for directors: branch-wise collections, deposits and loans, pending approvals, cash position and alerts, available any time.
Customer Mobile App
Customers view accounts, schedules, receipts and statements, pay online and get reminders on their phone.
Field Agent App with Live Tracking
Agents collect payments, register customers and follow their daily route, while the head office sees every agent's live GPS location.
Staff Attendance Punch-in App
Staff punch in and out from the phone with GPS and selfie verification, so branch attendance is accurate and tamper-proof.
Smarter with built-in AI
- Board-level insights: deposit growth, loan quality and branch comparison
- Early warning on overdue loans and liquidity
- Anomaly detection on cash and agent collections
- Ask-in-plain-language assistant for management reports
Why choose this system
- Directors approve and monitor from their phones
- Accurate member, deposit and loan records
- Branch and agent performance visible live
- Reports prepared for audits and returns
Nidhi ERP: common questions
What is special about the Director app?
It is built for the board. Directors see key numbers and approve loans, expenses or other items without logging in to the full ERP.
Does it support regulatory reports?
We configure the registers, ratios and returns that your regulations require. The exact list is confirmed with you during requirement study.
Can we run many branches?
Yes. There is no limit on branches, staff or members.
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ExploreReady to see it working for your business?
Tell us about your business. We will show you a working demo and a clear quote, with no obligation.